More than likely, you use your health savings account (HSA) to pay for various medical expenses like prescriptions, co-pays, and contact lenses. What many fail to realize is that you can also use your HSA or flexible spending account (FSA) to pay for dental treatment.
HSA and FSA funds are very similar, except for the fact that FSA funds expire at the end of a calendar year. Unlike an FSA, HSA funds can be left in your account from year-to-year. As long as you are spending the funds on expenses that are dictated by the account, you don’t have to rush to spend all of your HSA savings by the end of the year.
What Dental Treatments Can I Use My HSA for?
Whether you have an HSA or FSA, the funds can be used to pay for the following common dental treatments:
- Cavity Fillings
- Fluoride Treatment
However, you cannot use those funds for some cosmetic treatments including non-medically necessary cosmetic surgeries and teeth whitening. If you’re unsure whether or not a dental procedure qualifies, just give the office a call and we can let you know.